The survey is complemented by Bankrate's weekly Rate Trend Index, in which a panel of mortgage experts predicts which way the rates are headed over the next week. Nearly half of the panelists, 47 percent, expect mortgage rates to remain more or less unchanged over the next week. A slightly lower percentage - 40 percent - predict an increase while just 13 percent forecast a decline in mortgage rates over the same time period.

View the full mortgage Rate Trend Index.